DIY
From $4.99/mo
You do the work with our professional-grade tools, templates and weekly Q&As.
- School Access$10/mo
- DIY Personal$99/mo
- DIY Business$4.99/mo
Repair · Build · Fund
Your credit score is costing you. We fix that.
GYCG is a results-based credit repair and business funding consultancy. We use a proven six-phase methodology to move clients from damaged credit to accessible capital — up to $1M+.
No commitment. No upfront payment. Just answers.
- CROA compliant
- FCRA-based dispute process
- No upfront fees
- $50K funding guarantee on Done For You*
The problem
Bad credit is a system problem. We know how the system works.
Credit bureaus make mistakes. Debt collectors report inaccurate items. Lenders reject qualified borrowers because of errors they never knew existed. GYCG exists because most people don’t have the time, the knowledge or the legal leverage to fight back on their own. We do.
Personal credit
Disputes of inaccurate items, authorized users, score building and access to 0% APR funding.
Business credit
Entity formation, business trade lines, corporate credit and SBA pathways.
Funding access
Revenue-based capital, non-doc business funding and SBA loans up to $1M+.
The $1M Playbook
The six-phase system that changes everything.
Most credit repair stops at phase one. We don’t stop until you have capital.
- Phase 1
Fix the Foundation
Remove errors, collections and inquiries
Clean baseline - Phase 2
Strengthen the Profile
Authorized users, rent reporting, higher limits
Score lift of 40–100+ pts (results vary) - Phase 3
Access Your First Capital
0% APR business cards
Up to $250,000 - Phase 4
Revenue-Based Funding
Capital based on bank deposits
Up to $300,000 on $1.5M revenue - Phase 5
Corporate Credit
Tax-return-based credit facilities
Up to $495,000 on $1.5M gross - Phase 6
SBA Lending
The highest capital tier for small business
Up to $1,000,000 on $250K net income
All funding figures are potential outcomes based on the methodology structure. Individual results vary based on credit profile, income documentation and other factors. Results are not guaranteed.
See the full methodology →The team
The people who do the work.
Strategy & methodology
The Founding Team
More than forty years of combined experience creating, funding and operating businesses across music, entertainment, real estate, community development and financial services. The $1M Playbook is the distillation of that experience.
Chief of Operations
Brittany Brown
Brittany runs GYCG day to day — intake, execution, dispute monitoring and partner communication. Her job is simple: no client should ever feel lost in the process, and the complexity of credit and funding should never become your problem.
Services
Three ways to work with us. One result.
Do It With You
From $4,999
Expert guidance at every step, with phone support and phase tracking.
- 6-Month Personal$4,999 flat
- 12-Month Personal + Business$74.99/mo
Done For You
$20,000 flat
Full white-glove execution. Zero delegation back to you.
- Engagement$20,000
- Success fee8% / 10%
*$50,000 minimum funding guarantee on Done For You engagements applies to clients who complete all engagement requirements; full conditions in the written agreement. Results vary.
Is credit repair legal?
Yes. Credit repair is a federally regulated industry governed by the Credit Repair Organizations Act (CROA) and the Fair Credit Reporting Act (FCRA). These laws give you the right to dispute inaccurate, incomplete or unverifiable information — and allow companies like GYCG to do it on your behalf under a written contract.
How long does the process take?
It depends on your starting point and how far through the six phases you go. Phase 1 typically takes one to six months. Building all the way to SBA lending is usually a 12–24 month journey. No company can promise a specific timeline, because the bureaus, creditors and lenders make the final decisions.
What’s the difference between credit repair and credit counseling?
Credit counseling — usually from nonprofits — focuses on budgeting and debt-management plans. GYCG is a results-based execution firm: we dispute inaccurate items, build your personal and business credit profiles, and prepare you for funding.
Can you really get me $1 million in funding?
$1M is the potential top of Phase 6, where SBA loans are typically sized at 3–4× documented net income — roughly $1M on $250K of net income. Whether you reach that depends on your profile, revenue and lender decisions. We’ll tell you honestly in your consultation which phase is realistic for you.
What happens if you can’t remove an item?
We only dispute information that is inaccurate, outdated or unverifiable. Accurate negative information generally can’t be removed — so we build a strategy around it: adding positive history, managing utilization and moving you forward in the phases anyway.
The 7 Credit Myths That Are Keeping You From the Money You Deserve
A free guide to what your credit report is hiding — and what you can legally do about it.
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Ready to get your credit good?
A free consultation reviews your credit and tells you which phase you’re really in.
Book your free consultation